Choose how you pay at your own pace

When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to pay over time—and never pay a penny more than you agree to on day one.

Just select affirm at checkout

Buying with Affirm is simple

Choose between monthly payments or 4 interest-free payments.

1. Fill your cart

Fill your cart

Select Affirm at checkout, then enter a few pieces of info for a real-time decision.

2. Choose how you pay

Choose how you pay

Pick the payment plan you like best—choose between monthly payments or 4 interest-free payments. You’ll never pay more than you agree to up front. See footer for details.

3. Pay over time

Pay over time

Make payments at affirm.com or in the Affirm app. You’ll get email and
 text reminders.

Buy with confidence

With Affirm, you always know exactly what you'll owe and when you'll be
 done paying.

Transparent: Affirm tells you up front the total amount you’ll pay. That number will never
 go up.

Flexible: You choose the payment plan that works for you. Our smart checkout gives you options.

Fair: Affirm won’t charge you late fees or penalties of any kind, ever.

Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR.

Affirm FAQs

Can I pay off my purchase early?
Yes! There’s no penalty for paying early.
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app
 for iOS or Android. Affirm will send you email and text reminders before payments are due.
Can I return an item I bought with Affirm?
Yes—you can return an item you bought with Affirm by initiating the return process with the store.
Does checking my eligibility affect my credit score?
Checking eligibility will not impact credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm's Help Center.
Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
Where can I learn more about Affirm?
You can visit their website at affirm.com.